{"id":598,"date":"2022-10-13T02:11:43","date_gmt":"2022-10-13T06:11:43","guid":{"rendered":"https:\/\/colelchabad.org\/?page_id=598"},"modified":"2025-07-29T10:37:09","modified_gmt":"2025-07-29T14:37:09","slug":"prets-sans-interet","status":"publish","type":"page","link":"https:\/\/colelchabad.org\/fr\/special-services\/interest-free-loans\/","title":{"rendered":"Colel Chabad Pr\u00eats sans int\u00e9r\u00eat"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"598\" class=\"elementor elementor-598\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a1ccffa elementor-section-height-min-height elementor-section-items-bottom elementor-section-boxed elementor-section-height-default\" data-id=\"1a1ccffa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d323fa5\" data-id=\"7d323fa5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6875bf5 elementor-widget elementor-widget-heading\" data-id=\"6875bf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Some people need Tzedakah.\nSome just need\na helping hand<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-573b53b elementor-align-center elementor-tablet-align-justify elementor-mobile-align-justify elementor-widget elementor-widget-global elementor-global-636 elementor-widget-button\" data-id=\"573b53b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/colelchabad.org\/#?form=WDFL-889\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">DONATE NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-182e5c28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"182e5c28\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-24d8cf59\" data-id=\"24d8cf59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59efd5e9 elementor-widget elementor-widget-heading\" data-id=\"59efd5e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Colel Chabad Interest-Free GeMaCH Loans<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47e99ec5 elementor-widget elementor-widget-text-editor\" data-id=\"47e99ec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Tzedakah<\/b> is a Hebrew word that means charity and represents a gift to the needy of Israel. <b>Chesed<\/b> is an act of kindness that often transcends Tzedakah because it empowers the beneficiary to care for themself. Therefore, the Jewish tradition of <b>GeMaCH<\/b> (Gemillut Chasadim) is an interest-free loan that empowers people in need to improve their personal or professional situation without relying on predatory lending sources. Making an online donation is a way to contribute to GeMaCH and help the needy of Israel during a time of crisis.<\/p><h2>How Does GeMaCH work?<\/h2><p>GeMaCH loans operate in many charity organizations in Israel. The traditional GeMaCH loan extends short- or long-term loans that are interest-free and set up with easy repayment terms. Jewish charities in Israel can issue a GeMaCH loan for any need, such as:<\/p><ul><li aria-level=\"1\">a medical expense<\/li><li aria-level=\"1\">an emergency loan<\/li><li aria-level=\"1\">a wedding purchase<\/li><li aria-level=\"1\">a purchase for your baby<\/li><li aria-level=\"1\">and more.\u00a0<\/li><\/ul><p>\u00a0<\/p><p>The size of the interest-free loan varies depending on its need and use. A GeMaCH loan can operate on a communal or an internal basis. Communal GeMaCHs come from community funds, while GeMaCHs that operate internally come from businesses, organizations, schools, and families.<\/p><h2>Colel Chabad GeMaCHs<\/h2><p>Colel Chabad is the oldest operating charity organization in Israel. We have several GeMaCHs that provide interest-free loans for a variety of needs. These loans provide for the needy of Israel and give them resources and tools to accomplish their goals or help them through a crisis..\u00a0<\/p><h2>Who Does Colel Chabad Help?<\/h2><h3>Widows and Orphans<\/h3><p>Widows and orphans experience sudden, traumatic events that change their lives quickly. GeMaCH interest-free loans provide financial support for families to cope with these emergencies.<\/p><h3>Newlyweds<\/h3><p>Interest-free loans for young couples enables newlyweds to furnish their first home together and start the first step in their new chapter of life.<\/p><h3>New Immigrants<\/h3><p>The Rohr Free Loan Fund helps emissaries to the FSU acquire homes.<\/p><h3>Small Businesses<\/h3><p>Colel Chabad provides GeMaCHs for small businesses to start or boost their business and bring their goals to life.<\/p><h2>Donate to Colel Chabad<\/h2><p>The funding for these GeMaCHs comes from online donations large and small. Colel Chabad circulates the money in perpetuity as interest-free loans to deserving individuals and families.\u00a0 Your contribution to one of the Colel Chabad GeMaCHs is truly the gift that keeps on giving, as the repayment rate on these loans is exceptionally high and the list of people in need of such loans is exceptionally long.<\/p><p>Consider making a charitable contribution to Colel Chabad\u2019s interest-free loans to help some of Israel\u2019s neediest individuals. No matter how big or small your contribution is, your act of kindness can help a community member in need.\u00a0<\/p><p>We are a non-profit organization focused on providing charitable gifts for individuals and families. You can make an online donation today to show your support for our charitable organization and the needy of Israel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba98315 elementor-align-center elementor-widget elementor-widget-global elementor-global-534 elementor-widget-button\" data-id=\"1ba98315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/colelchabad.org\/#?form=WDFL-889\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make It Happen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-22c1f75f\" data-id=\"22c1f75f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-784fd5c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"784fd5c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1826f14d\" data-id=\"1826f14d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1adde9ed elementor-widget elementor-widget-heading\" data-id=\"1adde9ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Stay Informed<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5edad934 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5edad934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63d0ad1a elementor-widget elementor-widget-heading\" data-id=\"63d0ad1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">See how you and Colel Chabad\nare making a difference.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ccd4a9 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"70ccd4a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Stay Informed\" aria-label=\"Stay Informed\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"598\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"70ccd4a9\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Colel Chabad Interest-Free Loans | GeMaCH Loans | Donate Now\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"598\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sign Up Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L&#039;objectif de Colel Chabad est d&#039;aider \u00e0 autonomiser les communaut\u00e9s en leur donnant acc\u00e8s \u00e0 des ressources financi\u00e8res sans le fardeau des int\u00e9r\u00eats ou des frais. Gr\u00e2ce \u00e0 ce programme, les personnes re\u00e7oivent le soutien dont elles ont besoin pour acqu\u00e9rir de nouvelles comp\u00e9tences, ouvrir une petite entreprise, acheter une maison ou simplement joindre les deux bouts.<\/p>","protected":false},"author":5231,"featured_media":321,"parent":175,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-598","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"menu_subheading":"","menu_icon":894587},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Colel Chabad Interest-Free Loans | GeMaCH Loans | Donate Now<\/title>\n<meta name=\"description\" content=\"A GeMaCH loan is an interest-free loan that helps individuals &amp; families who need it the most. Learn how to contribute to Colel Chabad&#039;s GeMaCHs and donate now.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Colel Chabad Interest-Free Loans\" \/>\n<meta property=\"og:description\" content=\"A GeMaCH loan is an interest-free loan that helps individuals &amp; families who need it the most. Learn how to contribute to Colel Chabad&#039;s GeMaCHs and donate now.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/colelchabad.org\/fr\/services-speciaux\/prets-sans-interet\/\" \/>\n<meta property=\"og:site_name\" content=\"Colel Chabad\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/colelchabad\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-29T14:37:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/colelchabad.org\/wp-content\/uploads\/2022\/10\/services-interest-free-loans.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"212\" \/>\n\t<meta property=\"og:image:height\" content=\"162\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@colelchabad\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pr\u00eats sans int\u00e9r\u00eat Colel Habad | Pr\u00eats GeMaCH | Faire un don maintenant","description":"Un pr\u00eat GeMaCH est un pr\u00eat sans int\u00e9r\u00eat qui aide les personnes et les familles qui en ont le plus besoin. 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